VISA Application
To apply for a VISA credit card, you first must consent to receive
electronic disclosures. Please read the disclosure below. After agreeing
to the terms and conditions, you will be taken to the VISA
application.
As permitted by law, You hereby authorize Us to electronically provide
any and all documentation (agreements, disclosures, notices,
statements, and the like) related to Our various products and services
that You may from time to time request and/or use. The electronic
transmission of such documentation may be conducted in a variety of means
such as (a) an electronic message (“e-mail”) sent to You at the e-mail
address specified by You (and/or any other address specified by You); (b)
Your active retrieval via the Internet by any Internet access means from a
specific Internet location (identified by Us in an e-mail message sent to
You by the Credit Union); and/or (c) any other means of electronically
providing such documentation. You understand and agree that Your consent
will remain in effect until and unless withdrawn by You either in an
electronic message sent by You to Us or by written request for withdrawal
of Your consent sent by You to the Credit Union. Your withdrawal of
consent to receive documentation in this manner will take effect within a
reasonable time period following the receipt of Your request. This
authorization does not affect Your right to receive such documentation on
paper or in a non-electronic form and You may at any time request that any
electronically provided documentation be provided in a paper or
non-electronic form. You agree to immediately provide Us updated contact
information in the event that Your e-mail address (or any other means You
have provided Us to contact You) becomes unusable or inaccurate for any
reason. A description of the current means used to provide electronic
documentation along with current hardware and software requirements to
receive such documentation is provided to You below. You will be provided
updated information in the event that We change these methods and/or
hardware/software requirements.
To receive electronic records, You understand that the use of a device
such as a personal computer (“PC”) or personal digital assistant
(“PDA”) that has a graphical user interface, or “browser”, capable
of accessing and viewing electronic communications reasonably
expected to reside on and transmit within the Internet will be required.
Additionally, various software, such as that which can view an
electronic file in a portable document file (“pdf”) format may be
required to view certain electronic communications. Our system is
currently designed to operate using world wide web technologies
and protocols which are adaptable to a wide variety of end user
systems. More specifically, Our system uses SSL encryption and requires a
browser with an appropriate Root CA Security Certificate and uses 40-128
bit encryption, depending upon the specific browser being used to access the system. Some browsers may
require an update to their security certificate to properly access
the system.
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