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Service Fees and Charges

Checking Account Fees and Charges

Return Item fee $25 per returned check or ACH item
NSF fee $25 per item
Stop Payment fee $25 per request
Deposited Item Return fee $5 per item
Replacement ATM Card fee $5 per card
Replacement Check Card fee $5 per card
Minimum Balance fee $5 per month on Lifestyle checking if daily balance falls below $200
Telephone Transfer fee (if made by calling a number other than TOUCH-TONE Teller $2 per transfer
Check Printing charge Prices vary depending on style.


Other Service Fees

Money Market - Minimum Balance fee $5 per month if the daily balance falls below $2500
Photocopy of Check fee $5 per item
Statement Copy fee $5 per copy
Account Research fee $15 per hour
Account Reconciliation fee $15 per hour
Wire Transfer (Incoming) fee $10 per transfer
Wire Transfer (Outgoing) fee $15 per transfer
Money Order fee $1 per item
Cashiers Check fee $5 per item
Official Check fee $2 per official check made payable to someone other than the member
Legal Process fee $25 per item
Check Cashing fee (If combined account balances are less than $200) $2 per item
Overdrawn Account fee $5 per day beginning on the 7th consecutive day the account is overdrawn
Inactive Account fee $5 per month, after two (2) years and balance under $100


Electronic Funds Transfer Fees

ATM Withdrawal fee $.75
NSF fee $25 per item

The rates and fees appearing in this Schedule are accurate and effective for accounts as of 3/29/2007. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.


 DIVERSIFIED CREDIT UNION

Linden CenterPoint Branch 612-321-5300   
Outside Metro: 800-333-7757   
LaSalle Plaza Branch 612-321-4964   
Waseca Branch 507-833-4320

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