Privacy Notice
|
FACTS |
WHAT DOES DIVERSIFIED CREDIT UNION (DCU) DO WITH YOUR
PERSONAL INFORMATION? |
|
Why? |
Financial companies choose how they share your
personal information. Federal law gives consumers the
right to limit some but not all sharing. Federal law
also requires us to tell you how we collect, share, and
protect your personal information. Please read this
notice carefully to understand what we do. |
|
What? |
The types of personal information we collect and
share depend on the product or service you have with us.
This information can include:
When you
are no longer our member, we continue to share your
information as described in this notice. |
|
How? |
All financial companies need to share members'
personal information to run their everyday business. In
the section below, we list the reasons financial
companies can share their members' personal information;
the reasons DCU chooses to share; and
whether you can limit this sharing. |
|
Reasons we can share your personal information |
Does DCU share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
No |
We don't share |
| For joint marketing with other
financial companies |
No |
We don't share |
For our affiliates' everyday business
purposes -
information about your transactions and experiences |
N/A |
N/A |
For our affiliates' everyday business
purposes -
information about your creditworthiness |
N/A |
N/A |
| For affiliates to market to you |
N/A |
N/A |
| For nonaffiliates to market to you |
N/A |
N/A |
|
Questions? |
Call 612.321.4964 |
|
What We Do |
| How does DCU protect my personal information? |
To protect your personal information
from unauthorized access and use, we use security
measures that comply with federal law. These measures
include computer safeguards and secured files and
buildings. |
| How does DCU collect my personal information? |
We collect your personal information,
for example, when you:
We also
collect your personal information from others, such as
credit bureaus or other companies. |
| Why can't I limit all my
sharing? |
Federal law gives you the right to limit
only:
State laws
and individual companies may give you additional rights
to limit sharing. |
|
Definitions |
| Affiliates |
Companies related by common ownership or
control. They can be financial and non-financial
companies.
|
| Nonaffiliates |
Companies not related by common
ownership or control. They can be financial and
non-financial companies.
|
| Joint Marketing |
A formal agreement between nonaffiliated
financial companies that together market financial
products or services to you.
|
|
Disclaimer
This Web site is provided by Diversified Credit Union to furnish our members
with information about credit union programs and services. All information
presented is believed to be accurate, however, accuracy cannot be guaranteed.
This Web site is not intended to render accounting, tax, legal, or other professional advice or services.
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