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Personal Loans

DCU offers a wide range of personal loan options with competitive rates and convenient repayment terms. Members can make payments by direct deposit, payroll deduction, online banking, TOUCH-TONE teller, in person, or by mail. 

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Signature Loans
A signature loan can be used for many purposes with repayment terms up to 60 months. Members can borrow as little as $500 or as much as $10,000. This is a versatile option to finance life's unexpected expenses.*

Overdraft Line of Credit
Returned checks are not only expensive, they can affect your credit rating as well. Members can attach a line of credit to a DCU checking account that automatically transfers funds when there is insufficient money to cover a check. Members can pay off the advance all at once or make monthly payments.*

Savings Secured Loans
Members may borrow any amount up to the balance in their savings account with repayment terms up to 60 months.* Contact a Loan Officer to discuss your specific needs.

Loan Payment Protection Insurance
Diversified Credit Union offers a number of programs to help you repay your loans in the event of adversity. Single and joint credit life insurance may be purchased to pay off your loan in the event of death. Disability credit insurance allows for monthly payments up to $600 and an overall payout of $30,000.*

*Certain restrictions apply. See Loan Officer for details.


Linden CenterPoint Branch 612-321-5300   
Outside Metro: 800-333-7757   
LaSalle Plaza Branch 612-321-4964   
Waseca Branch 507-833-4320

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