What's New  | Contact Us  | Search Our Site  | Home     

      

 

Savings & Loan Rates

Savings Rates and Terms as of January 1, 2014

Type Dividend Rate APY*
Shares
$10 minimum balance to open share account.
 0.10%  0.10%
Misc. Shares 0.10%  0.10%
Lifestyle Checking
Dividends will be paid monthly when a $500 daily balance is maintained. Fees or other conditions may reduce account earnings
 0.10% 0.10%
Reward Checking
Dividends will be paid monthly when a $500 daily balance is maintained. Fees or other conditions may reduce account earnings
0.10% 0.10%
eReward Checking
Tiered dividends will be paid monthly when a $500 daily balance is maintained. Fees or other conditions may reduce account earnings. 
$1 - $500 2.96% 3.00%
$500 + 0.10% 0.10%
IRA Shares 0.35% 0.35%
IRA Certificates of Deposit
  18 month  $2,500- $19,999 0.55% 0.55%
  18 month $20,000+ 0.60% 0.60%
Certificates of Deposit:
   6 month  $1,000 - $19,999 0.25% 0.25%
   6 month $20,000+ 0.30% 0.30%
  12 month  $2,500 - $19,999 0.40% 0.40%
  12 month $20,000+ 0.45% 0.45%
  18 month  $2,500 - $19,999 0.55% 0.55%
  18 month $20,000+ 0.60% 0.60%
** CD Special ** 36-42 months $2,500+ 1.00% 1.00%
  60 month  $2,500 - $19,999 1.24% 1.25%
  60 month $20,000+ 1.29% 1.30%
APYs are based on the required minimum deposits and all dividends paid quarterly to the certificate. APY may vary if dividends are paid to another account. Loss of dividend penalties apply to certificates redeemed prior to maturity.
Money Market Savings: $  2,500 minimum 0.15% 0.15%
Dividends paid monthly on balances of $2,500 or more. 
A $5 fee is assessed each month the balance is below $2,500.
$20,000 minimum 0.20% 0.20%
$50,000 minimum 0.25% 0.25%

*APY is annual percentage yield. Quoted rates are subject to change.

Loan Rates and Terms as of January 1, 2014

Term** APR*
as low as
Vehicles
2010-2014 - up to 72 months
2004-2009 - up to 60 months

Up to 100% financing

Up to 36 Months 1.99%
Up to 48 Months 2.24%
Up to 60 Months 2.24%
Up to 72 months 3.24%
Boats & RVs
2012-2014 - up to 120 months
2010-2011 - up to 84 months
2006-2009 - up to 60 months

Up to 100% financing

Up to 48 Months 3.75%
Up to 60 Months 4.00%
Up to 84 months 5.00%
Up to 120 months 6.00%
ATVs/Snowmobiles
 

Up to 100% financing

Up to 48 months 6.00%
Personal (Signature)
$500 - $10,000
Up to 60 months 9.65%
Share Secured Up to 60 months 3.10%
Line of Credit (Overdraft Protection)
($1,000 maximum)
Up to 60 months  13.00%
Home Improvement Up to 60 months 8.75%
Mortgage Loans Click here for today's rates
Home Equity Line of Credit
  - Minimum $5,000
  - Variable rate
Payments Amortized over 180 months
Up to 80% LTV 4.00%
Home Equity Installment 
  - Minimum $5,000
  - Fixed rate
 
- Rates illustrated based on LTV of 80% or less
Up to 60 months 4.00%
Up to 120 months 5.00%
Up to 180 months 6.00%
VISA Credit Cards Click here to access your VISA Card information online.
  - No annual fee
  - Revolving credit line
  - Variable rate
  - 25-day grace period
  - Cash advances accrue interest from the date of the advance
  - Accrue spending points for CURewards
  - The Annual Percentage Rate is based and adjusted annually on your cumulative credit history
  - Apply for a VISA Card now! To apply for a VISA credit card, you first must consent to receive electronic disclosures.  After agreeing, you will be taken to the VISA application. Click here to read the Consent to Receive Electronic Disclosures.
as low as
8.90%

* APR = Annual Percentage Rate. Loan rates are based upon your credit score. Rates disclosed are the lowest rates available.
Your actual rate may vary.
**Terms are based on amount borrowed and model year. Terms shown are best terms available. Other restrictions may apply.


 DIVERSIFIED CREDIT UNION

Linden CenterPoint Branch 612-321-5300   
Outside Metro: 800-333-7757   
LaSalle Plaza Branch 612-321-4964   
Waseca Branch 507-833-4320

Internet Banking |  Loans |  Savings |  Our Rates |  About Us |  SearchHome


equalhouse.gif (942 bytes)NCUA
Site design & maintained by CU*Online. All Rights Reserved Diversified Credit Union assumes no liability for content or availability of linked sites. See our Privacy Notice for details.