Savings Rates and Terms
as of May 1, 2008
| Type |
Dividend Rate |
APY*
|
Shares
$10 minimum balance to open share account. |
.50% |
.50% |
| Misc. Shares |
.50% |
.50% |
Lifestyle Checking
Dividends will be paid monthly when a $500 daily balance is
maintained. Fees or other conditions may reduce account earnings |
.25% |
.25% |
Reward Checking
Dividends will be paid monthly when a $500 daily balance is
maintained. Fees or other conditions may reduce account earnings |
.25% |
.25% |
eReward Checking
Tiered dividends will be paid monthly when a $500 daily balance is
maintained. Fees or other conditions may reduce account earnings. |
$1 - $500 |
6.79% |
7.00% |
| $500 + |
.25% |
.25% |
| IRA Shares |
1.99% |
2.00% |
| IRA Certificates of Deposit
|
|
|
|
| 18 month |
$2,500- $19,999 |
3.21% |
3.25% |
|
18 month |
$20,000+ |
3.26% |
3.30% |
| Certificates of Deposit: |
|
|
|
| 6 month |
$1,000 - $19,999 |
2.87% |
2.90% |
|
6 month |
$20,000+ |
2.97% |
3.00% |
|
12 month |
$2,500 - $19,999 |
3.11% |
3.15% |
|
12 month |
$20,000+ |
3.21% |
3.25% |
|
18 month |
$2,500 - $19,999 |
3.21% |
3.25% |
|
18 month |
$20,000+ |
3.26% |
3.30% |
|
60 month |
$2,500 - $19,999 |
3.45% |
3.50% |
|
60 month |
$20,000+ |
3.55% |
3.60% |
| APYs are based on the required minimum deposits and
all dividends paid quarterly to the certificate. APY may vary if
dividends are paid to another account. Loss of dividend penalties
apply to certificates redeemed prior to maturity. |
| Money Market Savings: |
$ 2,500 minimum |
1.88% |
1.90% |
Dividends paid monthly on balances of $2,500 or
more.
A $5 fee is assessed each month the balance is below
$2,500. |
$10,000 minimum |
2.18% |
2.20% |
| $20,000 minimum |
2.47% |
2.50% |
| $50,000 minimum |
2.67% |
2.70% |
*APY is annual percentage yield. Quoted rates
are subject to change.
Loan
Rates and Terms as of May 1, 2008
|
Term** |
APR*
as low as |
Vehicles/Motorcycles
2007-2008 - up to 84 months
2005-2006 - up to 72 months
2003-2004 - up to 60 months
2001-2002 - up to 48 months |
Up to 60 Months |
Up to 100% financing |
5.75% |
|
Up to 84 months
|
Up to 100% financing |
6.75% |
Boats & RVs
2007-2008 - up to 120 months over
$15,000
2005-2006 - up to 84 months over $10,000
2001-2004 - up to 60 months |
Up to 60 Months |
Up to 100% financing |
5.75% |
|
Up to 84 months |
Up to 100% financing |
6.75% |
|
Up to 120 months |
Up to 100% financing |
7.75% |
Personal (Signature)
$500 - $10,000 |
Up to 60 months |
9.90% |
|
Share Secured |
Up to 60 months |
3.50% |
Other Secured Loans
|
Up to 48 months |
8.75% |
Line of Credit (Overdraft Protection)
($1,000 maximum) |
Up to 60 months |
13.00% |
|
Home Improvement |
Up to 60 months |
9.00% |
|
First Mortgage Loans*** |
Click here for today's rates |
Home Equity Line of Credit
- Minimum $5,000
- Variable rate
**** No Closing Costs up to $75,000 |
Payments Amortized over 180 months |
| Up to 80% LTV |
Call DCU |
| Over 80% LTV |
Call DCU |
Home Equity (Interest-Only)
- Minimum $5,000
- Variable rate
**** No Closing Costs up to $75,000 |
Payments are Interest Only
up to 60 months |
| Up to 80% LTV |
Call DCU |
| Over 80% LTV |
Call DCU |
Home Equity Installment
- Minimum $5,000
- Fixed rate
**** No Closing Costs up to $75,000
|
Up to 60 months |
6.50% |
| Up to 120 months |
7.50% |
| Up to 180 months |
8.00% |
VISA Credit Cards 
- No annual fee
- Revolving credit line
- Fixed rate
- 25-day grace period
- Cash advances accrue interest from the date of the advance
- Accrue spending points for CURewards
- The Annual Percentage Rate is
based and adjusted annually on your cumulative credit history
- Apply for a VISA Card now! To
apply for a VISA credit card, you first must consent to receive electronic
disclosures. After agreeing, you will be taken to the VISA
application. Click
here to read the Consent to Receive Electronic Disclosures. |
9.9% |
*APR = Annual Percentage Rate. Loan rates are based upon your credit
score. Rates disclosed are the lowest rates available. Rates quoted are subject to
change at any time.
**Terms are based on amount borrowed and your credit score. Terms shown
are best terms available. Other restrictions may apply.
***First Mortgage products are underwritten by CU Mortgage Services, Inc.
Other restrictions may apply.
**** Does not include cost of appraisal if appraisal is necessary to
establish value. Offer good through 5/31/08.
|
