 Youth Savings
Accounts
Let's face it, young adults need a variety of economical financial
services to manage their money! Let us help:
Share Savings Accounts
Learning financial responsibility begins at a young age. In fact,
Diversified Credit Union can help your child or grandchild get started as
soon as they have their own Social Security number. Any blood or adoptive
relative of a primary member is eligible for their own Share Savings
Account with a minimum opening deposit of just $10. Earn a competitive
dividend calculated on your average daily balance. (Hint: You may want to
remain a joint member on your child or grandchild's account in order to
monitor their account activity all the way through their school years.)
Automatic Deposits
One easy way to make sure your child's account balance grows steadily is to sign up for automatic transfers from your account to theirs. Or mail us regular deposits designated for their account.
Our
Services Grow With You!
Let's face it, young adults need a variety of account choices to make managing their money easier. Once you are a teenager, you can also take advantage of these DCU services:
- No Minimum Balance Checking Accounts with no monthly fee for students 16+ years of age (must have an adult member as joint owner).
- Check (Debit) Cards to access your money at merchants and cash machines everywhere.
- Visa Credit Cards with a $500 credit
line, to help establish a good credit rating (with a qualified
co-signer).
 Consider a DeluxeCard for Your Teen!
You want to give your child a little spending money, but
you worry they'll lose cash and they're too young for other options. Start
them out with a DeluxeCard! Like a VISA card, the DeluxeCard can be used
almost anywhere you go. However, it's safer than a credit card since it
can only be used up to the amount loaded on the card. And unlike cash, you
can cancel the card if it's lost or stolen, and order a replacement.
The DeluxeCard is available in a variety of denominations.
It's a great spending tool or gift for the teen in your life. Order your DeluxeCard online today!
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