Online Calculators

Click on the links below to use our free calculators and accrual grids.

Loan Calculator

The calculator below is for general use only. Its accuracy and applicability to your circumstances are not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

Use of this calculator does not guarantee credit. We encourage you to call us at Diversified Credit Union directly for more details.

Loan Calculator

©2016 financial-calculators.com, all rights reserved
$ : mm/dd/yyyy
  Original Size  

How Much Can You Afford to Borrow?

The tables below can help give you a rough estimate of how much money you can borrow. These are for general use only and do not guarantee credit. Their accuracy and applicability to your circumstances are not guaranteed. We encourage you to call us at Diversified Credit Union before making any product purchases or loan commitments.

Two-Year Loan Amounts

Monthly
Payments


Annual Percentage Rate (APR)

3.00% 4.00% 5.00% 6.00% 7.00%
$100 $2,327 $2,303 $2,279 $2,256 $2,234
$200 $4,653 $4,606 $4,559 $4,513 $4,467
$300 $6,980 $6,908 $6,838 $6,769 $6,701
$400 $9,306 $9,211 $9,118 $9,025 $8,934
$500 $11,633 $11,514 $11,397 $11,281 $11,168
$600 $13,960 $13,817 $13,676 $13,538 $13,401
$700 $16,286 $16,120 $15,956 $15,794 $15,635
$800 $18,613 $18,423 $18,235 $18,050 $17,868
$900 $20,939 $20,475 $20,515 $20,307 $20,102
$1000 $23,266 $22,028 $22,794 $22,563 $22,335
Three-Year Loan Amounts

Monthly
Payments


Annual Percentage Rate (APR)

3.00% 4.00% 5.00% 6.00% 7.00%
$100 $3,439 $3,387 $3,337 $3,287 $3,239
$200 $6,877 $6,774 $6,673 $6,574 $6,477
$300 $10,316 $10,161 $10,010 $9,861 $9,716
$400 $13,755 $13,548 $13,346 $13,148 $12,955
$500 $17,193 $16,935 $16,683 $16,436 $16,193
$600 $20,632 $20,322 $20,019 $19,723 $19,432
$700 $24,071 $23,710 $23,356 $23,010 $22,671
$800 $27,509 $27,097 $26,693 $26,297 $25,909
$900 $30,948 $30,484 $30,029 $29,584 $29,148
$1000 $34,386 $33,871 $33,366 $32,871 $32,386
Four-Year Loan Amounts

Monthly
Payments


Annual Percentage Rate (APR)

3.00% 4.00% 5.00% 6.00% 7.00%
$100 $4,518 $4,423 $4,342 $4,258 $4,176
$200 $9,036 $8,858 $8,685 $8,516 $8,352
$300 $13,554 $13,287 $13,027 $12,774 $12,528
$400 $18,071 $17,716 $17,369 $17,032 $16,704
$500 $22,589 $22,144 $21,711 $21,290 $20,880
$600 $27,107 $26,573 $26,054 $25,548 $25,056
$700 $31,625 $31,002 $30,396 $29,806 $29,232
$800 $36,143 $35,431 $34,738 $34,064 $33,408
$900 $40,661 $39,860 $39,081 $38,322 $37,584
$1000 $45,179 $44,289 $43,423 $42,580 $41,760
Five-Year Loan Amounts

Monthly
Payments

Annual Percentage Rate (APR)

3.00% 4.00% 5.00% 6.00% 7.00%
$100 $5,565 $5,430 $5,299 $5,173 $5,050
$200 $11,130 $10,860 $10,598 $10,345 $10,100
$300 $16,696 $16,290 $15,897 $15,518 $15,151
$400 $22,261 $21,720 $21,196 $20,690 $20,201
$500 $27,826 $27,150 $26,495 $25,863 $25,251
$600 $33,391 $32,579 $31,794 $31,035 $30,301
$700 $38,957 $38,009 $37,093 $36,208 $35,351
$800 $44,522 $43,439 $42,393 $41,380 $40,402
$900 $50,087 $48,869 $47,692 $46,553 $45,452
$1000 $55,652 $54,229 $52,991 $51,726 $50,502

Savings Calculators

The calculators below are for general use only. Their accuracy and applicability to your circumstances are not guaranteed. Results should be discussed with a qualified professional before any product purchases or commitments are made. We encourage you to call us at Diversified Credit Union directly for more details.

Go to Savings Calculator

Go to Retirement Nest Egg Calculator

Retirement Savings Grid

The tables below give a rough estimate of how much money you will have at retirement, depending on your monthly savings and annual percentage yield. Their accuracy and applicability to your circumstances are not guaranteed. We encourage you to call us at Diversified Credit Union before making any product purchases or financial commitments.

Savings Calculators

QUESTIONS?

Call us at 612-321-5300, 507-833-4320 or 1-800-333-7757 (toll-free) or email us at diversifiedcu@diversifiedcu.org.

Over 40 Years

Monthly
Deposits


Annual Percentage Yield (APY)

1.00% 2.00% 3.00% 4.00% 5.00% 6.00%
$5 $2,100 $3,678 $4,642 $5,930 $7,662 $10,007
$10 $5,904 $7,357 $9,284 $11,859 $15,324 $20,014
$15 $8,856 $11,035 $13,926 $17,789 $22,986 $30,022
$20 $11,808 $14,713 $18,567 $23,718 $30,648 $40,029
$25 $14,760 $18,391 $23,209 $29,648 $38,309 $50,036
$30 $17,711 $22,070 $27,851 $35,577 $45,971 $60,043
$35 $20,663 $25,748 $32,493 $41,507 $53,633 $70,051
$40 $23,615 $29,426 $37,135 $47,436 $61,295 $80,058
$45 $26,567 $33,105 $41,777 $53,366 $68,957 $90,065
$50 $29,519 $36,783 $46,419 $59,295 $76,619 $100,072
$75 $44,279 $55,174 $69,628 $88,943 $114,928 $150,109
$100 $59,038 $73,566 $92,837 $118,590 $153,238 $200,145
$250 $147,596 $183,915 $232,094 $296,475 $383,095 $500,362
$500 $295,192 $367,830 $464,187 $592,951 $766,189 $1,000,724
$1000 $590,383 $735,660 $928,375 $1,185,901 $1,532,379 $2,001,448
Over 30 Years

Monthly
Deposits


Annual Percentage Yield (APY)

1.00% 2.00% 3.00% 4.00% 5.00% 6.00%
$5 $2,100 $2,468 $2,921 $3,482 $4,179 $5,048
$10 $4,200 $4,935 $5,842 $6,964 $8,357 $10,095
$15 $6,300 $7,403 $8,763 $10,445 $12,536 $15,143
$20 $8,400 $9,871 $11,684 $13,927 $16,715 $20,191
$25 $10,499 $12,339 $14,605 $17,409 $20,893 $25,238
$30 $12,599 $14,806 $17,526 $20,891 $25,072 $30,286
$35 $14,699 $17,274 $20,447 $24,373 $29,250 $35,334
$40 $16,799 $19,742 $23,368 $27,855 $33,429 $40,382
$45 $18,899 $22,210 $26,289 $31,336 $37,608 $45,429
$50 $20,999 $24,677 $29,210 $34,818 $41,786 $50,477
$75 $31,498 $37,016 $43,815 $52,227 $62,679 $75,715
$100 $41,998 $49,355 $58,419 $69,636 $83,573 $100,954
$250 $104,994 $123,387 $146,048 $174,091 $208,932 $252,384
$500 $209,989 $246,773 $292,097 $348,181 $417,863 $504,769
$1000 $419,978 $493,547 $584,194 $696,363 $835,726 $1,009,538
Over 20 Years

Monthly
Deposits


Annual Percentage Yield (APY)

1.00% 2.00% 3.00% 4.00% 5.00%
$5 $1,329 $1,476 $1,646 $1,840 $2,064
$10 $2,658 $2,953 $3,291 $3,680 $4,127
$15 $3,987 $4,429 $4,937 $5,520 $6,191
$20 $5,316 $5,906 $6,582 $7,360 $8,255
$25 $6,645 $7,382 $8,228 $9,200 $10,319
$30 $7,973 $8,859 $9,874 $11,040 $12,382
$35 $9,302 $10,335 $11,519 $12,880 $14,446
$40 $10,631 $11,812 $13,165 $14,720 $16,510
$45 $11,960 $13,288 $14,811 $16,560 $18,574
$50 $13,289 $14,764 $16,456 $18,400 $20,637
$75 $19,934 $22,147 $24,684 $27,600 $30,956
$100 $26,578 $29,529 $32,912 $36,800 $41,275
$250 $66,446 $73,822 $82,281 $91,999 $103,187
$500 $132,891 $147,644 $164,561 $183,999 $206,373
$1000 $265,783 $295,288 $329,123 $367,997 $412,746
Over 10 Years

Monthly
Deposits


Annual Percentage Yield (APY)

1.00% 2.00% 3.00% 4.00% 5.00% 6.00%
$5 $631 $665 $700 $739 $780 $823
$10 $1,263 $1,329 $1,401 $1,477 $1,559 $1,647
$15 $1,894 $1,994 $2,101 $2,216 $2,339 $2,470
$20 $2,525 $2,659 $2,802 $2,955 $3,119 $3,294
$25 $3,156 $3,324 $3,502 $3,694 $3,898 $4,117
$30 $3,788 $3,988 $4,203 $4,432 $4,678 $4,941
$35 $4,419 $4,653 $4,903 $5,171 $5,458 $5,764
$40 $5,050 $5,318 $5,604 $5,910 $6,237 $6,588
$45 $5,681 $5,982 $6,304 $6,648 $7,017 $7,411
$50 $6,313 $6,647 $7,005 $7,387 $7,796 $8,235
$75 $9,496 $9,971 $10,507 $11,081 $11,695 $12,352
$100 $12,625 $13,294 $14,009 $14,774 $15,593 $16,470
$250 $31,564 $33,235 $35,023 $36,935 $38,982 $41,175
$500 $63,127 $66,470 $70,045 $73,870 $77,965 $82,349
$1000 $126,255 $132,941 $140,091 $147,741 $155,929 $164,699

Diversified Credit Union

LaSalle Plaza and Linden CenterPoint Branch 612-321-5300   |   Outside Metro 800-333-7757   |   Waseca Branch 507-833-4320

QUESTIONS?

Give us a call in Minneapolis at 612-321-5300, in Waseca at 507-833-4320, or toll-free at 800-333-7757.