Online Banking Services
Diversified Credit Union is always looking for ways to improve your experience and make handling your finances stress-free. Our suite of online and mobile banking services provide a faster, easier, more convenient way to do your banking.
Diversified Credit Union is always looking for ways to improve your experience and make handling your finances stress-free. Online Banking is just one of the ways to a faster, easier, more convenient way to do your banking.
Online Banking is a safe and easy way to bank from anywhere you can access the Internet. No matter what time of day, DCU’s Online Banking lets you bank when it’s most convenient for you, and best of all, it’s FREE*. You will be able to check your balances, view your statements, transfer funds between accounts, receive account alerts, and make loan payments from any internet-enabled device.
*Diversified Credit Union charges no special monthly or one-time charges for members to gain access to Online Banking. There is no cost to view (and print) statements and no cost to make transfers, get direct deposit information or tax information. Please note that our Stop Payment option does incur a fee, whether it is requested online or anywhere else. See our Fee Schedule for details.
The Diversified Credit Union Mobile Banking App provides a fast, convenient, secure way to manage your finances from anywhere, anytime – Not to mention, it’s free*!
It’s like having a branch office in your pocket!
The app combines the benefits of Online Banking with the power of smartphone devices, providing quick access to account information. With the DCU Mobile Banking App, you can easily navigate through menu options to transfer funds, view account balances, access account history and locate ATMs and branch locations.
The Mobile Banking App also offers the convenience of Remote Deposit Capture, with the ability to deposit checks using the camera on a smartphone to take a picture of the front and back of a check.
*Diversified Credit Union charges no special monthly or one-time charges for members to use Mobile Banking. Please note that our Stop Payment option does incur a fee, whether it is requested online or anywhere else. See our Fee Schedule for details.
Helpful Hint: Remote Deposit Capture is identified as a camera icon, located in your checking account, below your account balance. To begin using Remote Deposit Capture, tap the camera icon, accept the disclosure agreement and follow the step-by-step instructions.
We make it easy to review your statements.
Access your bank statements online through DCU’s Online Banking service. E-statements are the quickest and safest way to view your account statement. An e-statement is an electronic means of receiving your regular monthly (or quarterly) account statement absolutely FREE.
Benefits of E-statements
- Immediate Access: View, download and print your statement the day it becomes available.
- Secure: Can only be accessed using Online Banking username and password.
- Convenient: No need for file cabinets, boxes or space to store them ; we’ll keep them online for you.
- Accessible: Can be viewed online anytime, anywhere.
- Eco-Friendly: Saves paper and helps protect our environment.
- Flexible: Still want paper statements? You can print them out if you so choose.
- Historical: If you want to view statements more than two years old, use The Vault to find archived documents.
New to Online Banking? Click here to get started.
Online Bill Pay
Who knew paying your bills could be so easy!
Skip writing and mailing checks, paying postage or jumping from website to website to pay bills – do it all in one place with Diversified Credit Union’s online bill pay. Your computer, tablet or mobile device can do the work for you, 24/7/365, anywhere you have internet access.
Best of all it’s FREE!
- Schedule, change or cancel payments
- Pay friends, family or businesses
- Pay locally or nationwide
- Securely receive bill reminders, track pending and recent payments from one convenient screen
- Make expedited payments quickly and easily*
- Create and view reports of your bill pay history
How It Works
Automatically set up one-time or recurring payments (like your mortgage, utilities or even favorite charity) from your checking account for the dates and amounts you desire. Payments can be scheduled up to 12 months in advance! With Online Bill Pay, you can pay anyone including an individual so long as they have a complete postal address.
Online Bill Pay will show you the date your payment will be delivered to your payee. Just enter the “Schedule On” date while paying your bill and the “Delivery By” date will be automatically calculated and displayed. Control when and how much you pay and be assured that your payments will arrive on time.
Security: Paying your bills online through DCU’s website or your mobile device is safe and secure because the service combines the latest technology features with rigorous security requirements.
100% Payment Guarantee: If a properly scheduled payment is not received and posted on time by the payee, we will cover any late fees or assessed finance charges.
Payment Records: From the Payment Records tab, you may view bill pay activity. By default, it will display the current month’s activity. Use the drop-down menu to select different reports or click “Create a report” to create a custom report for your needs. Looking to see how much you paid on individual or business or during a specific month? Here’s where you go.
Funding Accounts: This tab will display all eligible checking accounts (of which you are owner) that you can use when scheduling payments. If you are an owner of more than one eligible checking account, this is where you can change which checking account is the default funding account.
*Additional fees for expedited payments. See disclosure for terms and conditions. DCU’s online bill pay is free however if there is 3 months of inactivity (no payments made) this service will be removed. Activity, such as scheduling a payment or managing your merchant list, without making a bill payment, is considered inactivity and will not prevent removal.
Just login to Online Banking, click on the Bill Pay Tab and you’re on your way.
Need Help? If you need of more information, a detailed walk-through, or are curious about a particular field just call us at 612-321-5300 or 1-800-333-7757 (toll-free), stop by any branch or send an email to BillPaySolutions@diversifiedcu.org